Our Mission
To simplify access to SME financing by connecting businesses with a network of trusted lenders through a single digital platform.
Numou is an ADGM initiative designed to improve access to financing for SMEs across the UAE by connecting businesses with trusted lenders through a single, streamlined platform.
To simplify access to SME financing by connecting businesses with a network of trusted lenders through a single digital platform.
To build a more inclusive and efficient financing ecosystem for SMEs across the UAE.
A transparent, secure, and streamlined experience that helps SMEs access the right financing solutions with confidence.
To simplify access to SME financing by connecting businesses with a network of trusted lenders through a single digital platform.
To build a more inclusive and efficient financing ecosystem for SMEs across the UAE.
A transparent, secure, and streamlined experience that helps SMEs access the right financing solutions with confidence.
A team with deep experience across financial services, technology, and SME development.
Leads Numou's vision and strategy, with a focus on improving access to financing and empowering SMEs
Leads Numou’s technology and IT Infrastructure. Driving innovation to support Numou's business goals
Drives strategic partnerships and enables Numou to provide innovative financial products
Operations lead and day to day management of the Numou Platform and business support
We act as a long-term partner for small and medium businesses. Our support goes beyond funding, with clarity and transparency at every step.
Numou goes beyond traditional financing by providing SMEs with easier access to a range of funding solutions through a single platform.
By connecting businesses with multiple lenders, Numou simplifies the financing journey, reduces complexity, and enables SMEs to access the right solutions for their needs.
Our goal is to support sustainable business growth by improving access, transparency, and efficiency in SME financing.

Klub is a fintech platform that provides revenue-based financing for SMEs and digital-first businesses. It enables companies to access growth capital aligned with their revenue performance without equity dilution.
Zelo is a UAE-based financing platform providing fast and flexible working capital solutions for SMEs. It helps businesses unlock cash tied in receivables and access funding without disrupting existing banking relationships.
ABHI is a fintech company building a neobank to expand financial access across emerging markets. It provides Earned Wage Access, payroll solutions, and SME financing to help businesses improve cash flow and better support their employees.
CredibleX is a licensed financing provider regulated by ADGM. It offers working capital, receivables financing, and embedded finance solutions to SMEs across the UAE.

ADGM is an international financial centre based in Abu Dhabi. It provides a trusted legal and regulatory framework that supports banks, financial institutions, and businesses operating across the UAE and globally.

Erad is a data-driven financing platform that provides working capital solutions to SMEs. It uses business performance data to offer fast, flexible funding tailored to operational needs.
FlapKap is a fintech company offering revenue-based financing solutions for SMEs. It provides flexible funding options designed to support business growth without traditional collateral requirements.

Keyper provides financial and operational solutions tailored to SMEs and growing businesses. It supports companies in managing cash flow and accessing financing through structured solutions.
Khalifa Fund is a government entity dedicated to supporting SME growth in the UAE. It provides funding, advisory, and business support to help entrepreneurs start, manage, and scale their businesses.
Abu Dhabi Islamic Bank (ADIB) is a leading Islamic financial institution in the UAE. It offers Sharia-compliant financing solutions tailored to support SMEs and business growth.
The Abu Dhabi Investment Office (ADIO) drives investment and economic growth in Abu Dhabi, supporting local and international investors to establish, grow and scale. Through global connectivity and public-private collaboration, ADIO connects investors with opportunities across the emirate’s priority sectors.

Hub71 is Abu Dhabi’s global tech ecosystem, supporting startups and entrepreneurs through access to capital, partnerships, and market opportunities. It enables businesses to scale by connecting them with investors, corporates, and a strong innovation network.

SPOT is a platform supporting SME growth by connecting businesses with opportunities, tools, and ecosystem services. It helps SMEs access resources and partnerships that enable operational efficiency and long-term development.

Beehive is a UAE-based digital financing platform that provides SMEs with access to business funding through a streamlined online process. It connects eligible businesses with institutional and private investors, offering alternative financing solutions designed to support working capital, growth, and other business needs.

Emirates Development Bank (EDB) is a UAE government-owned development bank that supports the country’s economic diversification and sustainable growth. It provides financing solutions to businesses, SMEs, and priority sectors, with a focus on manufacturing, advanced technology, healthcare, food security, and renewable energy.

Halliday Forfaiting Services helps MSMEs and B2B startups in the UAE accelerate growth by converting unpaid invoices into immediate cash. They also provide hands-on fractional CFO advisory and innovative working capital platforms to empower overlooked founders.

Mashreq has been a leading bank in the UAE since 1967. It offers comprehensive digital banking solutions for SMEs, across both Islamic and conventional banking, backed by market-leading trade finance expertise. Mashreq supports businesses across international trade corridors and provides a diverse range of lending and working capital solutions.

Established in 1982, National Bank of Fujairah (NBF) is a leading UAE bank providing corporate, commercial, retail and Islamic banking solutions, with strong expertise in trade finance and business banking.

SMEDGE is a fintech platform offering Shariah-Structured SME funding solutions for UAE businesses. It gives merchants and businesses quick access to working capital, backed by their marketplace and POS revenue, with minimal documentation and convenient repayment options.

Trellen Capital is a DIFC-based, DFSA-regulated financial services firm that arranges business loans for established UAE SMEs. It provides growth and working-capital financing, connecting eligible businesses with private capital through a technology-enabled credit assessment process.

Comfi is a B2B embedded finance platform that helps SMEs unlock working capital faster by offering flexible payment terms to their business customers (up to 90 days), while enabling suppliers to get paid immediately. Comfi bridges the cash flow gap in B2B supply chains across the MENA region by embedding financing directly into transactions, reducing payment delays and improving liquidity for SMEs. More on https://comfi.ai/